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  • Writer's pictureSteven - MBTIowa

Time to Make a Move in 2024?

There are many factors when considering if it’s the right time to buy or sell. If you remember my post from last month’s newsletter, “What’s Ahead in 2024? Market Forecast” (read here) it is expected that home prices will continue to rise this year, but so will inventory. It is also expected that interest rates will fall, meaning there could be some windows of opportunity.

If you are thinking of buying this year, consider the following:
                  >Interest rates: It’s important to speak to a trusted lender to learn where interest rates are, where they are going and how much house you can afford at the different rates.
                  >Down payment: How much do you have to put down on a home, and how much are you willing to put down on a home? These are important questions to ask yourself.
                  >Credit score: Your credit score will affect the loan rate you receive; therefore, it is important to have a healthy credit score.
                  >Debt: Unfortunately, debt will only hinder your efforts and therefore it is best to manage your debt as much as possible before entering this endeavor.
If you are thinking of selling this year, consider the following:
                  >Home value: There are many factors that contribute to a home’s value, which is why it is important to get is professionally appraised. This will show you how all your home’s features make up its market value.
                  >Presentation: If wanting to sell, cleaning, decluttering, and depersonalizing are extremely important as it provides the best presentation of your home to potential buyers.
                  >Functionality: While you don’t have to upgrade everything in your home, it does need to be in working order.
                  >Timing: It makes a difference when you put your home on the market. Ask me the best time to put your house on the market to get the most offers in the highest price range.
Whatever move you want to make in 2024, let me guide you through it to make the most successful transaction.


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